MOBIUSI INCThis dataset covers common reasons for denied medical expense insurance claims, review and appeal procedures, required submission materials, and applicable deadlines, with answers grounded in policy terms and claims-process documents. Each example can include a question, source material, a supported answer, the denial reason, action steps, required materials, deadlines, and citations, making it suitable for building and evaluating traceable insurance Q&A systems. It is designed to support rule retrieval and evidence-based open-book answering in retrieval-augmented generation workflows.
| Field | Type | Description |
|---|---|---|
| file_name | string | File name |
| answer | string | A direct answer supported by the provided source material. |
| question | string | The user's question about a denied medical insurance claim or its review or appeal process. |
| citations | array | References identifying the source passages that support the answer and related instructions. |
| appeal_steps | array | The ordered actions a claimant should take to request a review or appeal the denial. |
| denial_reason | string | The reason for denial addressed by the question and answer, as stated or supported by the source material. |
| source_material | string | Policy terms, claims-process content, or relevant excerpts used as evidence for the answer. |
| appeal_deadlines | array | Applicable time limits and the events or conditions that determine when they apply. |
| required_materials | array | Documents or information identified by the source material as necessary for a review or appeal. |
| Authorization Type | Proprietary - Commercial AI Training License (No Redistribution) |
| Commercial Use | Requires exclusive subscription or authorization contract (monthly or per-invocation charging) |
| Privacy and Anonymization | No PII, no real company names, simulated scenarios follow industry standards |
| Compliance System | Compliant with China's Data Security Law / EU GDPR / supports enterprise data access logs |

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@dataset{Mobiusi2026,
title={Medical Expense Insurance Denial and Appeal Q&A Dataset},
author={MOBIUSI INC},
year={2026},
url={https://www.mobiusi.com/datasets/f05eb2eaa9308bc503727ca0022c2949},
urldate={2026-10-22},
keywords={medical insurance denial dataset,medical expense insurance Q&A,insurance claim appeals,claim denial reasons,claims review process,open-book insurance QA,RAG evaluation dataset,insurance knowledge retrieval},
version={1.0}
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