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Our datasets include clinics and hospitals to enable clinical insights and medical automation.",[140,143,146,149,152,155,158,161,164,167,170,173,176,179,182,185,188,191,194],{"name":141,"value":142},"Operating Theatre \u002F OR","37",{"name":144,"value":145},"Consultation Room","38",{"name":147,"value":148},"Treatment Room","39",{"name":150,"value":151},"Dental Clinic","40",{"name":153,"value":154},"Inpatient Ward","41",{"name":156,"value":157},"Nurse Station","42",{"name":159,"value":160},"ICU","43",{"name":162,"value":163},"NICU (Neonatal ICU)","44",{"name":165,"value":166},"Emergency Room (ER)","45",{"name":168,"value":169},"Hospital Corridor","46",{"name":171,"value":172},"Waiting Area","47",{"name":174,"value":175},"CT\u002FMRI","48",{"name":177,"value":178},"Medical Laboratory","49",{"name":180,"value":181},"Phlebotomy Room","50",{"name":183,"value":184},"Rehabilitation Gym","51",{"name":186,"value":187},"Assisted Living Room","52",{"name":189,"value":190},"Pharmacy","53",{"name":192,"value":193},"Sterile Processing Dept","54",{"name":195,"value":196},"Medical Storage","55",{"name":198,"value":17,"add_value":199,"describe":200,"children":201},"Business & Public Service","business","AI is elevating commercial and public services. 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Our datasets capture road networks, vehicle dynamics and traffic scenarios to support autonomous driving and intelligent transportation systems.",[272,275,278,281,284,287,290,293,296,299],{"name":273,"value":274},"Urban Intersection","56",{"name":276,"value":277},"Highway \u002F Expressway","57",{"name":279,"value":280},"Tunnel","58",{"name":282,"value":283},"Roundabout","59",{"name":285,"value":286},"School \u002F Hospital Zone","60",{"name":288,"value":289},"Toll Station","61",{"name":291,"value":292},"Construction Zone","62",{"name":294,"value":295},"Parking Garage","63",{"name":297,"value":298},"Driver Cabin","64",{"name":300,"value":301},"Adverse Weather","65",{"name":303,"value":42,"add_value":304,"describe":305,"children":306},"Outdoor & Construction","tent-tree","AI is optimizing outdoor operations. Our datasets capture construction sites, open-air work zones and outdoor infrastructure to support smart construction and autonomous outdoor machinery.",[307,310,313,316,319,322,325,328,331,334],{"name":308,"value":309},"Excavation Site","66",{"name":311,"value":312},"Scaffolding Area","67",{"name":314,"value":315},"Material Storage Yard","68",{"name":317,"value":318},"Site Entrance","69",{"name":320,"value":321},"Roadwork Zone","70",{"name":323,"value":324},"Bridge Infrastructure","71",{"name":326,"value":327},"Transmission Line","72",{"name":329,"value":330},"Open-pit Mine","73",{"name":332,"value":333},"Tunneling Site","74",{"name":335,"value":336},"Post-Disaster Rubble","75",{"name":338,"value":45,"add_value":339,"describe":340,"children":341},"Nature, Aerial & Aquatic","global-loop","AI is exploring the natural world. 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座舱，通过语音、手势、面部识别等实现人机交互，如语音控制导航、音乐播放。\n驾驶员状态监测：识别疲劳、分心、抽烟、打电话等行为，通过大模型判断危险等级，触发相应提醒或干预机制。\n智能驾驶：AI 用于环境感知、路径规划与决策控制，使车辆能识别道路、行人、障碍物等，实现自适应巡航、自动泊车、车道保持等功能，提升驾驶安全性与便利性。",{"id":492,"value":492,"name":136,"intro":493,"add_value":137,"describe":493},4,"医学影像诊断：分析 CT、MRI 等影像，辅助医生检测疾病、识别病灶，如 AI 系统可快速发现肺部结节。\n医患对话助手：通过自然语言处理理解患者问题，提供初步健康建议或就诊指导，缓解医生接诊压力。\n智能健康管理：根据用户健康数据，提供个性化健康建议、疾病预警，如智能手环结合 AI 分析用户运动、睡眠、心率等数据。",{"id":495,"value":495,"name":496,"intro":497,"add_value":498,"describe":497},6,"Smart Devices","多模态交互：支持语音、手势、眼神等多种交互方式，如 AI 眼镜可通过语音指令实现翻译、搜索功能。\n智能感知与处理：使设备能感知环境、理解用户需求，如智能音箱根据环境噪音自动调节音量。\n个性化服务：根据用户使用习惯和偏好，提供个性化功能与服务，如智能手表为用户定制运动健身计划。","microscope",{"id":500,"value":500,"name":501,"intro":502,"add_value":503,"describe":502},8,"Law & Government","智能法律问答：面向公众或企业用户，提供合规、劳动法、婚姻继承、知识产权等常见法律问题的智能解答。\n合同审查与风险识别：利用大模型分析合同内容，识别潜在风险条款、漏洞或不合理约定，提升合同审核质量。\n法律知识图谱构建：自动梳理法规、案例、条文之间的引用关系，构建语义化知识图谱，支持智能分析和推理。","hammer",{"id":505,"value":505,"name":506,"intro":507,"add_value":508,"describe":507},7,"Education & Training","个性化学习：根据学生学习进度、能力和知识掌握情况，推送个性化学习内容与练习，如智能辅导系统为学生制定专属学习计划。\n智能教学辅助：AI 助教协助教师进行作业批改、答疑解惑，还可分析教学数据，为教师提供教学反馈，优化教学方法。\n虚拟学习环境：利用 AI 创建虚拟实验、历史场景等，让学生沉浸式学习，如在虚拟化学实验室中进行实验操作。","degree-hat",{"id":510,"value":510,"name":511,"intro":512,"add_value":513,"describe":512},5,"Agriculture & Food","作物病虫害识别与防治：通过图像识别分析农作物叶片、果实等症状，识别病虫害类型，给出防治建议，减少产量损失。\n农产品质量检测：利用图像和传感器数据，识别果蔬等农产品的成熟度、外观缺陷，进行自动分级，提高市场竞争力。\n农情监测与预测：利用卫星遥感、气象和传感器数据，结合大模型预测作物长势、干旱、洪涝等农情变化。","ph-farm",{"id":515,"value":515,"name":516,"intro":517,"add_value":518,"describe":517},9,"Retail & E-commerce","智能客服：通过自然语言对话理解用户需求，提供产品推荐、订单查询、退换货支持等服务，提升客户满意度。\n个性化营销推荐：基于用户浏览、购买、偏好等行为数据，生成个性化推荐内容与优惠策略，提高转化率和客单价。\n商品内容生成：自动撰写商品标题、卖点描述、使用说明等内容，适用于海量SKU的内容生产与多语言发布。","buy",{"id":520,"value":520,"name":521,"intro":522,"add_value":523,"describe":8},10,"Security & Protection",null,"safe-shield-line",{"id":525,"value":525,"name":526,"intro":522,"add_value":527,"describe":8},11,"Environment & Climate","weather",{"id":529,"value":529,"name":530,"intro":522,"add_value":531,"describe":8},12,"Energy & Resource","energy-leaf",{"id":533,"value":533,"name":534,"intro":522,"add_value":535,"describe":8},13,"Express & Logistics","speed-outline",{"id":537,"value":537,"name":538,"intro":522,"add_value":539,"describe":8},15,"Sports","baseball-outline",{"id":541,"value":541,"name":542,"intro":522,"add_value":543,"describe":8},16,"General Data","daily-booth",{"id":545,"value":545,"name":546,"intro":522,"add_value":547,"describe":8},17,"Content & Media","media",{"id":549,"value":549,"name":550,"intro":522,"add_value":551,"describe":8},18,"Construction","construction",{"id":553,"value":553,"name":554,"intro":522,"add_value":555,"describe":8},19,"IT & Telecom","tech",{"id":557,"value":557,"name":558,"intro":522,"add_value":498,"describe":8},20,"Science & Research",{"id":560,"value":560,"name":561,"intro":522,"add_value":562,"describe":8},21,"Language & Culture","lang",{"id":564,"unique_code":565,"title":566,"icon":8,"intro":567,"cate":483,"detail":568,"create_time":569,"update_time":570,"price":571,"view_count":510,"download_count":572,"unit":572,"amount":573,"is_create_order":572,"enterprise_id":488,"seo_keywords":574,"seo_description":575,"data_format":576,"file_size":577,"apply_scene":578,"training_task":579,"version":580,"dataset_type_id":492,"dataset_scene_id":483,"sample_file":581,"banner":8,"unit_name":8,"cate_name":449,"icon_url":8,"banner_url":8,"sample_file_url":8,"data_dict":582,"qa_list":619,"sample_metadatas":636,"text_sample_content":673,"enterprise_name":674,"enterprise_logo":675,"data_distribution":676},1337,"3b5af8a58a9e3217981b16a8638f2811","High-Deductible Health Plan Cost-Sharing Question Answering Dataset","Train models to reason about patients' potential costs by linking health plan terms to care scenarios.","\u003Cp>This dataset covers deductibles, coinsurance, copayments, and out-of-pocket maximums in high-deductible health plans through plan terms, care scenarios, and cost-related questions and answers. Each example requires applying plan provisions to a specific care scenario and includes a step-by-step explanation of the resulting cost-sharing treatment. It supports training and evaluation of models that interpret insurance terms, answer healthcare cost questions, and perform multi-hop cost reasoning.\u003C\u002Fp>","2026-10-19 12:25:10","2026-10-19 17:20:14","0.00",0,5000,"high-deductible health plan,health insurance QA,cost-sharing reasoning,deductible calculation,coinsurance,copayment,out-of-pocket maximum,healthcare cost questions","Question-answer data for high-deductible health plans, covering deductibles, coinsurance, copayments, and out-of-pocket maximums for insurance interpretation,","JSON","0.4GB","high-deductible health plan analysis, patient cost estimation, health insurance benefit assessment","cost-sharing calculation, insurance policy interpretation, multi-step reasoning","V1.0","rivo\u002Fsample-packages\u002F1e23bb88-a46c-461f-8af8-480731e60881\u002F20261019.zip",[583,588,593,598,603,608,613],{"id":572,"name":584,"field":585,"intro":586,"type":587},"File Name","file_name","File name","string",{"id":589,"name":590,"field":591,"intro":592,"type":587},9848,"Answer","answer","A direct response explaining the applicable cost-sharing outcome for the scenario.",{"id":594,"name":595,"field":596,"intro":597,"type":587},9849,"Reasoning","reasoning","A step-by-step explanation connecting plan provisions to the scenario and resulting cost-sharing treatment.",{"id":599,"name":600,"field":601,"intro":602,"type":587},9850,"Care Scenario","care_scenario","The patient's care situation, including relevant services, timing, and any stated costs or coverage details.",{"id":604,"name":605,"field":606,"intro":607,"type":587},9851,"Cost Question","cost_question","A question about how plan terms apply to the care scenario and what costs the patient may owe.",{"id":609,"name":610,"field":611,"intro":612,"type":587},9852,"Plan Document","plan_document","Source plan text containing relevant deductible, copayment, coinsurance, and out-of-pocket maximum provisions.",{"id":614,"name":615,"field":616,"intro":617,"type":618},9853,"Cost Breakdown","cost_breakdown","A structured summary of calculated cost-sharing amounts when supported by the source information.","object",[620,624,628,632],{"id":621,"question":622,"answer":623},6802,"What does the dataset contain?","Examples include health plan text, care scenarios, cost questions, and answers. They may also include step-by-step reasoning and structured cost breakdowns to help models connect plan provisions with specific healthcare services.",{"id":625,"question":626,"answer":627},6803,"Which capabilities can this data support?","It supports multi-hop question answering, health insurance term interpretation, cost-sharing decisions, and healthcare cost explanations. It can also be used for reasoning supervised fine-tuning and evaluation of related tasks.",{"id":629,"question":630,"answer":631},6804,"Can the cost answers be used for actual claims or personal medical decisions?","The data is intended for model training and evaluation, not as a substitute for official plan documents, confirmation from an insurer, or professional advice. Actual costs may depend on network status, service codes, local rules, and plan versions.",{"id":633,"question":634,"answer":635},6805,"How can the dataset be obtained, and what are the licensing terms?","Availability, delivery format, and permitted uses depend on the current product page or platform agreement. Before use, confirm that the license covers your intended training, evaluation, or commercial application.",[637,651,662],{"id":638,"relate_table":639,"relate_id":640,"file_size":572,"file_name":641,"path":8,"duration":572,"cate":483,"file_format":642,"audio_rate":8,"audio_channel":522,"audio_bit_depth":522,"quality":8,"annotation":643,"cate_name":644,"answer":645,"reasoning":646,"care_scenario":647,"cost_question":648,"plan_document":649,"cost_breakdown":650},15404,"union_cubo",110654966,"样例_3.json","json","{\"answer\": \"The member will owe $200, reaching the $3,000 out-of-pocket maximum. The plan will pay $800 for the service, and nothing will remain before the member reaches the maximum.\", \"reasoning\": \"1. The deductible is already met, so the $1,000 allowed amount is initially subject to 30% coinsurance, or $300. 2. The member is only $200 below the $3,000 out-of-pocket maximum ($3,000 - $2,800). 3. The member therefore pays only $200 of the otherwise applicable $300 coinsurance; after the maximum is reached, the plan pays the remainder of the covered allowed amount. 4. The plan pays $1,000 - $200 = $800, and the remaining out-of-pocket maximum is $0.\", \"care_scenario\": \"The member has met the $1,000 deductible and has accumulated $2,800 toward the $3,000 out-of-pocket maximum. The member then receives a covered in-network service with an allowed amount of $1,000. No copayment or other charge applies.\", \"cost_question\": \"How much of the service's allowed amount will the member owe, and how much will the plan pay after applying the out-of-pocket maximum?\", \"plan_document\": \"For covered in-network services, the individual deductible is $1,000. After the deductible is met, the member pays 30% coinsurance and the plan pays 70% of the allowed amount. The $3,000 individual out-of-pocket maximum includes deductible payments and coinsurance. After the member reaches that maximum, the plan pays 100% of covered in-network allowed amounts for the rest of the plan year.\", \"cost_breakdown\": \"{\\\"cost_sharing_method\\\": \\\"Apply 30% coinsurance, limited to the $200 remaining before the out-of-pocket maximum; the plan pays the rest after the maximum is reached.\\\", \\\"deductible_applied\\\": 0, \\\"copayment_applied\\\": 0, \\\"coinsurance_applied\\\": 200, \\\"plan_payment\\\": 800, \\\"member_responsibility\\\": 200, \\\"remaining_out_of_pocket_maximum\\\": 0}\"}","文本","The member will owe $200, reaching the $3,000 out-of-pocket maximum. The plan will pay $800 for the service, and nothing will remain before the member reaches the maximum.","1. The deductible is already met, so the $1,000 allowed amount is initially subject to 30% coinsurance, or $300. 2. The member is only $200 below the $3,000 out-of-pocket maximum ($3,000 - $2,800). 3. The member therefore pays only $200 of the otherwise applicable $300 coinsurance; after the maximum is reached, the plan pays the remainder of the covered allowed amount. 4. The plan pays $1,000 - $200 = $800, and the remaining out-of-pocket maximum is $0.","The member has met the $1,000 deductible and has accumulated $2,800 toward the $3,000 out-of-pocket maximum. The member then receives a covered in-network service with an allowed amount of $1,000. No copayment or other charge applies.","How much of the service's allowed amount will the member owe, and how much will the plan pay after applying the out-of-pocket maximum?","For covered in-network services, the individual deductible is $1,000. After the deductible is met, the member pays 30% coinsurance and the plan pays 70% of the allowed amount. The $3,000 individual out-of-pocket maximum includes deductible payments and coinsurance. After the member reaches that maximum, the plan pays 100% of covered in-network allowed amounts for the rest of the plan year.","{\"cost_sharing_method\": \"Apply 30% coinsurance, limited to the $200 remaining before the out-of-pocket maximum; the plan pays the rest after the maximum is reached.\", \"deductible_applied\": 0, \"copayment_applied\": 0, \"coinsurance_applied\": 200, \"plan_payment\": 800, \"member_responsibility\": 200, \"remaining_out_of_pocket_maximum\": 0}",{"id":652,"relate_table":639,"relate_id":653,"file_size":572,"file_name":654,"path":8,"duration":572,"cate":483,"file_format":642,"audio_rate":8,"audio_channel":522,"audio_bit_depth":522,"quality":8,"annotation":655,"cate_name":644,"answer":656,"reasoning":657,"care_scenario":658,"cost_question":659,"plan_document":660,"cost_breakdown":661},15403,1855201071,"样例_2.json","{\"answer\": \"The member will owe $59 in total: a $35 office-visit copayment and $24 in laboratory coinsurance. The plan will pay $241, and $3,041 will remain before the member reaches the out-of-pocket maximum.\", \"reasoning\": \"1. The office visit is subject to a $35 copayment, so the plan pays the remaining $145 of its $180 allowed amount. 2. The laboratory deductible has already been met, so the $120 laboratory allowed amount is subject to 20% coinsurance. The member owes $24 and the plan pays $96. 3. Across both services, the member owes $35 + $24 = $59, while the plan pays $145 + $96 = $241. 4. Both forms of cost-sharing count toward the out-of-pocket maximum, leaving $4,000 - ($900 + $59) = $3,041.\", \"care_scenario\": \"The member has already met the individual deductible and has accumulated $900 toward the out-of-pocket maximum. During one visit, the member receives a covered in-network primary care office visit with an allowed amount of $180 and covered in-network laboratory services with an allowed amount of $120. The deductible remains satisfied when these services are processed.\", \"cost_question\": \"What is the member's total responsibility for the office visit and laboratory services, and what will the plan pay?\", \"plan_document\": \"For covered in-network primary care office visits, the member pays a $35 copayment; the deductible does not apply to these visits. Covered in-network laboratory services are subject to the deductible, then 20% member coinsurance. The plan pays the balance of the allowed amount. Copayments and coinsurance count toward the $4,000 individual out-of-pocket maximum. Once the maximum is reached, the plan pays 100% of covered in-network allowed amounts for the rest of the plan year.\", \"cost_breakdown\": \"{\\\"cost_sharing_method\\\": \\\"Apply the $35 office-visit copayment and 20% coinsurance to laboratory services after the deductible has been met.\\\", \\\"deductible_applied\\\": 0, \\\"copayment_applied\\\": 35, \\\"coinsurance_applied\\\": 24, \\\"plan_payment\\\": 241, \\\"member_responsibility\\\": 59, \\\"remaining_out_of_pocket_maximum\\\": 3041}\"}","The member will owe $59 in total: a $35 office-visit copayment and $24 in laboratory coinsurance. The plan will pay $241, and $3,041 will remain before the member reaches the out-of-pocket maximum.","1. The office visit is subject to a $35 copayment, so the plan pays the remaining $145 of its $180 allowed amount. 2. The laboratory deductible has already been met, so the $120 laboratory allowed amount is subject to 20% coinsurance. The member owes $24 and the plan pays $96. 3. Across both services, the member owes $35 + $24 = $59, while the plan pays $145 + $96 = $241. 4. Both forms of cost-sharing count toward the out-of-pocket maximum, leaving $4,000 - ($900 + $59) = $3,041.","The member has already met the individual deductible and has accumulated $900 toward the out-of-pocket maximum. During one visit, the member receives a covered in-network primary care office visit with an allowed amount of $180 and covered in-network laboratory services with an allowed amount of $120. The deductible remains satisfied when these services are processed.","What is the member's total responsibility for the office visit and laboratory services, and what will the plan pay?","For covered in-network primary care office visits, the member pays a $35 copayment; the deductible does not apply to these visits. Covered in-network laboratory services are subject to the deductible, then 20% member coinsurance. The plan pays the balance of the allowed amount. Copayments and coinsurance count toward the $4,000 individual out-of-pocket maximum. Once the maximum is reached, the plan pays 100% of covered in-network allowed amounts for the rest of the plan year.","{\"cost_sharing_method\": \"Apply the $35 office-visit copayment and 20% coinsurance to laboratory services after the deductible has been met.\", \"deductible_applied\": 0, \"copayment_applied\": 35, \"coinsurance_applied\": 24, \"plan_payment\": 241, \"member_responsibility\": 59, \"remaining_out_of_pocket_maximum\": 3041}",{"id":663,"relate_table":639,"relate_id":664,"file_size":572,"file_name":665,"path":8,"duration":572,"cate":483,"file_format":642,"audio_rate":8,"audio_channel":522,"audio_bit_depth":522,"quality":8,"annotation":666,"cate_name":644,"answer":667,"reasoning":668,"care_scenario":669,"cost_question":670,"plan_document":671,"cost_breakdown":672},15402,924378439,"样例_1.json","{\"answer\": \"The member will owe $440: $300 toward the remaining deductible and $140 in coinsurance. The plan will pay $560, and $3,360 will remain before the member reaches the out-of-pocket maximum.\", \"reasoning\": \"1. The deductible is $1,500, and the member has already paid $1,200, so $300 of the service's $1,000 allowed amount is applied to the deductible. 2. The remaining $700 is subject to 20% coinsurance, which is $140 for the member; the plan pays the other $560. 3. The member's cost for this service is $300 + $140 = $440. 4. The member had accumulated $1,200 toward the $5,000 out-of-pocket maximum, so the remaining amount is $5,000 - ($1,200 + $440) = $3,360.\", \"care_scenario\": \"The member has paid $1,200 toward the deductible and out-of-pocket maximum this plan year. An in-network covered service has an allowed amount of $1,000. No other cost-sharing applies to this service.\", \"cost_question\": \"How much will the member owe for this service, how much will the plan pay, and how much of the out-of-pocket maximum will remain?\", \"plan_document\": \"For in-network services, the individual deductible is $1,500 per plan year. After the deductible is met, the member pays 20% coinsurance and the plan pays 80% of the allowed amount. Deductible payments and coinsurance count toward the $5,000 individual out-of-pocket maximum. Once the maximum is reached, the plan pays 100% of covered in-network allowed amounts for the rest of the plan year.\", \"cost_breakdown\": \"{\\\"cost_sharing_method\\\": \\\"Apply the remaining deductible first, then 20% member coinsurance on the balance.\\\", \\\"deductible_applied\\\": 300, \\\"copayment_applied\\\": 0, \\\"coinsurance_applied\\\": 140, \\\"plan_payment\\\": 560, \\\"member_responsibility\\\": 440, \\\"remaining_out_of_pocket_maximum\\\": 3360}\"}","The member will owe $440: $300 toward the remaining deductible and $140 in coinsurance. The plan will pay $560, and $3,360 will remain before the member reaches the out-of-pocket maximum.","1. The deductible is $1,500, and the member has already paid $1,200, so $300 of the service's $1,000 allowed amount is applied to the deductible. 2. The remaining $700 is subject to 20% coinsurance, which is $140 for the member; the plan pays the other $560. 3. The member's cost for this service is $300 + $140 = $440. 4. The member had accumulated $1,200 toward the $5,000 out-of-pocket maximum, so the remaining amount is $5,000 - ($1,200 + $440) = $3,360.","The member has paid $1,200 toward the deductible and out-of-pocket maximum this plan year. An in-network covered service has an allowed amount of $1,000. No other cost-sharing applies to this service.","How much will the member owe for this service, how much will the plan pay, and how much of the out-of-pocket maximum will remain?","For in-network services, the individual deductible is $1,500 per plan year. After the deductible is met, the member pays 20% coinsurance and the plan pays 80% of the allowed amount. Deductible payments and coinsurance count toward the $5,000 individual out-of-pocket maximum. Once the maximum is reached, the plan pays 100% of covered in-network allowed amounts for the rest of the plan year.","{\"cost_sharing_method\": \"Apply the remaining deductible first, then 20% member coinsurance on the balance.\", \"deductible_applied\": 300, \"copayment_applied\": 0, \"coinsurance_applied\": 140, \"plan_payment\": 560, \"member_responsibility\": 440, \"remaining_out_of_pocket_maximum\": 3360}","{\"answer\":\"The member will owe $200, reaching the $3,000 out-of-pocket maximum. The plan will pay $800 for the service, and nothing will remain before the member reaches the maximum.\",\"reasoning\":\"1. The deductible is already met, so the $1,000 allowed amount is initially subject to 30% coinsurance, or $300. 2. The member is only $200 below the $3,000 out-of-pocket maximum ($3,000 - $2,800). 3. The member therefore pays only $200 of the otherwise applicable $300 coinsurance; after the maximum is reached, the plan pays the remainder of the covered allowed amount. 4. The plan pays $1,000 - $200 = $800, and the remaining out-of-pocket maximum is $0.\",\"care_scenario\":\"The member has met the $1,000 deductible and has accumulated $2,800 toward the $3,000 out-of-pocket maximum. The member then receives a covered in-network service with an allowed amount of $1,000. No copayment or other charge applies.\",\"cost_question\":\"How much of the service's allowed amount will the member owe, and how much will the plan pay after applying the out-of-pocket maximum?\",\"plan_document\":\"For covered in-network services, the individual deductible is $1,000. After the deductible is met, the member pays 30% coinsurance and the plan pays 70% of the allowed amount. The $3,000 individual out-of-pocket maximum includes deductible payments and coinsurance. After the member reaches that maximum, the plan pays 100% of covered in-network allowed amounts for the rest of the plan year.\",\"cost_breakdown\":\"{\\\"cost_sharing_method\\\": \\\"Apply 30% coinsurance, limited to the $200 remaining before the out-of-pocket maximum; the plan pays the rest after the maximum is reached.\\\", \\\"deductible_applied\\\": 0, \\\"copayment_applied\\\": 0, \\\"coinsurance_applied\\\": 200, \\\"plan_payment\\\": 800, \\\"member_responsibility\\\": 200, \\\"remaining_out_of_pocket_maximum\\\": 0}\"}","MOBIUSI INC","https:\u002F\u002Fstatic.mobiusi.com\u002Fmobiwusi\u002F20250829\u002F7bf4ac62b4533e2b809998a6f1c5491e.png?Expires=1792463130&OSSAccessKeyId=LTAI5tH8MQqhgeiAtrzCHrxM&Signature=v6Tr8jBrdm4s5wU1SnnyGsYg%2Bhw%3D&x-oss-process=image%2Fresize%2Cm_fill%2Cw_35%2Ch_35",[677,683],{"type":678,"title":679,"count_data":680},"bar","Length distribution",[681],{"name":682,"value":483},"1k lower",{"type":684,"title":685,"count_data":686},"pie","Language distribution",[687],{"name":688,"value":483},"English"]